Offshore & Banking Services — Terms of Service

"Engagement" means a specific set of Services you instruct us to perform (for example, forming a company in a chosen jurisdiction, or arranging the opening of a business account).

"Provider" means any independent third party involved in delivering an Engagement, including registries, registered agents, licensed formation specialists, banks, payment institutions, and electronic money institutions.

"Government Charges" means official fees payable to any government, registry, regulator, or authority.

"KYC" means know-your-customer, anti-money-laundering, and identity and source-of-funds verification requirements.

You must be at least 18 years old and have the legal capacity to enter into a binding contract. If you instruct us on behalf of a company or another person, you represent that you are authorized to do so and to bind that party to these Terms.

You represent that all information and documents you provide are accurate, current, complete, and lawfully obtained, and that the beneficial owners you disclose are the true beneficial owners.

We act as a facilitator and coordinator. We help you select a suitable structure and jurisdiction, prepare and submit applications, coordinate with Providers, and keep you informed. Depending on your Engagement, the Services may include company formation, registered-office or agent arrangements, and the introduction to and coordination of business, multi-currency, merchant, or fintech account applications.

We are not a law firm, an accounting firm, a bank, a payment institution, a tax adviser, or a registered agent. The formation of companies, the maintenance of statutory records, and the opening and operation of accounts are performed by the relevant Providers under their own terms. Nothing in these Terms creates an attorney-client, fiduciary, or banking relationship between you and us.

The information we provide about jurisdictions, entities, taxes, timeframes, and requirements is general information only and is not legal, tax, accounting, investment, or financial advice, and must not be relied upon as such.

Rules change and outcomes depend on your specific circumstances. You are responsible for obtaining independent professional advice in your country of residence, your country of citizenship, and any jurisdiction relevant to your activities before you proceed.

To deliver the Services, we and the Providers must complete KYC. You agree to provide, promptly and in the form requested, all information and documents required, which typically include a certified passport copy and a recent proof of residential address for each director, shareholder, signatory, and beneficial owner, together with details of the intended activity, ownership structure, and, where applicable, source of funds and proof of business activity.

You agree to keep your information up to date, to respond to requests for clarification, and to cooperate with reasonable additional due-diligence requests. Delays or refusals to provide requested information may delay, suspend, or prevent completion of an Engagement, and any Government Charges or Provider fees already incurred remain payable.

Many elements of the Services are delivered by independent Providers over whom we have no control and for whom we accept no responsibility. Providers set their own eligibility criteria, pricing, processing times, and terms, and they may approve, decline, suspend, or close an application or account at their sole discretion, including after an Engagement has begun.

We do not guarantee that any Provider will accept you, and a decline by one Provider does not entitle you to a refund of fees for work already performed. Where a Provider declines, we will, where reasonably possible, propose an alternative.

Any timeframes we communicate are good-faith estimates only and depend on registries, Providers, the completeness of your documents, and factors outside our control. We do not warrant that a company will be formed, that an account will be opened, or that any particular tax, banking, or commercial outcome will be achieved.

Our obligation is to perform the Services with reasonable skill and care; it is an obligation of means, not of result.

Our fees for each Engagement are set out in the written quote we provide and are payable in advance unless we agree otherwise in writing. Quotes may separate our service fee from Government Charges and Provider fees, which are passed through and may change if the relevant authority or Provider changes them.

Fees are stated exclusive of any taxes that may apply. You are responsible for any bank, card, cryptocurrency, or transfer charges. Work on an Engagement begins once cleared payment is received. Recurring items (such as annual renewals or registered-office maintenance) are billed each period and are your responsibility to renew or cancel in time.

Because the Services are professional services performed for you, refunds are limited. Government Charges and Provider fees are non-refundable once incurred, as they are paid to third parties on your behalf.

Our service fee is earned as work is performed. If you cancel before we have started substantive work on an Engagement, we may refund the service-fee portion less a reasonable administrative charge. Once substantive work has begun, the service fee is non-refundable in whole or in part, whether or not a Provider ultimately approves the application. Payments made in cryptocurrency are irreversible and non-refundable.

You agree to use the Services and any company or account only for lawful purposes. You must not use the Services in connection with money laundering, terrorist financing, sanctions evasion, fraud, tax evasion, or any other illegal activity.

We and the Providers operate under applicable anti-money-laundering and sanctions rules. We may refuse, pause, or terminate any Engagement, and may be required to report activity to the relevant authorities, without liability to you, where we reasonably suspect a breach of law or of these Terms. We do not facilitate the concealment of assets or income from any authority that is lawfully entitled to that information.

You are solely responsible for determining, declaring, and paying any taxes, and for meeting any registration, accounting, filing, economic-substance, and reporting obligations that apply to you and to any company or account, in every jurisdiction where you have obligations — including your country of residence and citizenship.

Forming a company abroad or opening an account abroad does not remove your tax or reporting obligations. We do not prepare or file your tax returns and are not responsible for your compliance. You must seek your own professional advice.

We handle your personal data in accordance with our Privacy Policy. To deliver the Services, you authorize us to share your information and documents with the relevant Providers and authorities, which may be located in, and may transfer or store data in, countries outside your own, including jurisdictions with different data-protection standards.

We treat your information as confidential and use it only to provide the Services, to meet legal and regulatory obligations, and as otherwise permitted by law. Documents you submit for an Engagement are transmitted to the relevant Providers and are not published or stored on the public Website.

The Website and its content are owned by or licensed to the Company and are protected by intellectual-property laws. You may use the Website only for lawful purposes connected with the Services. You must not misuse the Website, attempt to gain unauthorized access, interfere with its operation, or submit false, misleading, or unlawful information.

To the maximum extent permitted by law, the Company is not liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profit, revenue, business, opportunity, data, or goodwill, arising out of or relating to the Services.

We are not liable for the acts, omissions, decisions, delays, fees, or default of any Provider or authority, nor for any outcome that depends on them. To the extent we are found liable, our total aggregate liability for any Engagement is limited to the amount of our service fee actually paid by you for that Engagement. Nothing in these Terms excludes liability that cannot lawfully be excluded.

You agree to indemnify and hold harmless the Company and its members, officers, employees, and agents from and against any claims, losses, liabilities, fines, and reasonable costs (including legal fees) arising out of or related to your breach of these Terms, your misuse of the Services, the inaccuracy of information you provide, or your failure to meet your legal, tax, or reporting obligations.

We may suspend or terminate an Engagement or your access to the Services, with or without notice, if you breach these Terms, fail to provide required KYC, fail to pay, or if we are required to do so by law or by a Provider, or if we reasonably suspect unlawful use. On termination, fees for work performed and Government Charges and Provider fees already incurred remain payable. You may cancel an Engagement subject to section 10.

You may not assign or transfer your rights or obligations under these Terms without our written consent. We may assign or subcontract our rights and obligations, including to Providers, in connection with delivering the Services. These Terms bind and benefit the parties and their permitted successors and assignees. No third party has any right to enforce these Terms.

We may amend these Terms at any time by posting the updated version on the Website. The updated Terms apply to any Engagement you instruct after they are posted. It is your responsibility to review the current Terms before instructing us.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions remain in full force and effect. These Terms, together with the written quote for your Engagement and our Privacy Policy, constitute the entire agreement between you and us regarding the Services and supersede any prior understanding. Section headings are for convenience only and do not affect interpretation.

These Terms and any Engagement are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-laws rules. Subject to any mandatory consumer rights that apply to you, the state and federal courts located in Wyoming have jurisdiction over any dispute, and you consent to that jurisdiction and venue. The parties will first attempt in good faith to resolve any dispute informally by contacting each other.

Questions about these Terms or the Services can be sent through our contact form. The Company is Lucky North Star LLC, State of Wyoming, United States, trading as Marcus Vance Network.