Terms of Sale

The subscription is offered on two billing cycles, shown in US dollars (USD): a monthly plan at USD 19.99 per month and an annual plan at USD 199 per year. A single subscription unlocks all courses, podcasts, the community, and coaching for as long as it stays active.

US residents: Prices are shown exclusive of applicable state and local sales tax, which may be calculated and added at checkout depending on your jurisdiction.

International buyers: Prices are shown exclusive of taxes. The Buyer is solely responsible for any applicable local taxes or other fiscal charges applicable in their country of residence.

The operator reserves the right to change prices at any time. A subscription is billed at the rate in effect at the time each order or renewal is confirmed, subject to the price-change notice in section 6.

Orders are placed and completed on the marcusvance.com website. The following payment methods are accepted:

Card and digital wallets (via Stripe): Payments by Visa, Mastercard, and American Express, as well as Apple Pay and Google Pay, are processed securely by Stripe, Inc. Card data is encrypted in transit and is never stored on our servers. Stripe is PCI-DSS Level 1 certified. Available on both the monthly and annual plans.

Recurring billing (card and wallets): By subscribing with a card, Apple Pay or Google Pay, you authorize Stripe to charge your chosen payment method automatically at the start of each billing period until you cancel.

Cryptocurrency (via NOWPayments): Payments in BTC, ETH, USDT or USDC are processed by NOWPayments and are available on the annual plan only, because the blockchain does not support recurring charges. The exchange rate is locked in at checkout, so you pay a fixed amount regardless of later price movements, and access is unlocked automatically as soon as the payment is confirmed on-chain. A crypto annual subscription does not renew automatically: it covers one year of access and ends at the term unless you place a new order. MVN never holds your private keys.

Crypto payments are irreversible: cryptocurrency transactions cannot be reversed or charged back and are strictly non-refundable. Please double-check the amount and network before confirming a crypto payment.

An order is definitively confirmed upon receipt of payment confirmation. If payment fails, the subscription is not activated or renewed.

By completing your purchase, you expressly acknowledge that you waive any applicable right of withdrawal or cooling-off period, and consent to the immediate performance of the contract (access granted upon payment confirmation). EU consumers retain rights under Directive 2011/83/EU where mandatory.

Single exception: A refund may be considered on an exceptional and discretionary basis solely in the event of a major technical failure on the Platform rendering the content completely inaccessible, reported by the Buyer and not resolved within 72 hours of receipt of the report. In such cases, the Buyer must contact support at Support form with documentation of the inability to access the content.

Cryptocurrency payments: payments made in crypto (BTC, ETH, USDT, USDC) via NOWPayments on the annual plan are irreversible and strictly non-refundable. On-chain transactions cannot be reversed and no chargeback is possible, so no refund can be issued to a card or bank account. Any exceptional, discretionary gesture would be made in cryptocurrency only, never in fiat currency.

This policy applies to the subscription once a billing period has begun and access has been granted, subject to the mandatory rights and exceptions described in our Refund Policy.

The products and services offered on the Platform are exclusively digital content and dematerialized services.

Immediate access: Consistent with the information provided at checkout and the Buyer's express agreement, access to purchased digital content is granted immediately upon payment confirmation, with no physical delivery delay.

Access conditions: Purchased courses, resources, and content are accessible from the Buyer's personal account on the Platform, provided an active Internet connection is available. The operator ensures continuous access to content, except during scheduled maintenance periods duly communicated in advance.

Technical failure: If access to content becomes impossible due to a technical failure of the Platform that is not resolved within 72 hours of the Buyer's report, a refund or credit may be granted on an exceptional and discretionary basis.

Automatic renewal (card and wallets): Subscriptions taken out on the website with a card, Apple Pay or Google Pay renew automatically at the end of each monthly or annual period, unless the Buyer cancels beforehand.

Crypto annual plan — no auto-renewal: An annual subscription paid in cryptocurrency does not renew automatically. It covers one year of access and ends at the term unless the Buyer places a new order.

Cancellation: The Buyer may cancel a card or wallet subscription at any time from the subscription section of the website, at least 24 hours before the renewal date. If cancellation occurs after this deadline, the renewal will proceed and cancellation will take effect at the end of the current billing period.

Price changes: If a subscription price changes, the Buyer will be notified by e-mail or through a notice on the Platform at least 30 days before the renewal date. If the subscription is not canceled within that period, the Buyer accepts the new price.

Effect of cancellation: Canceling a subscription terminates access to all content at the end of the current period. A single active subscription unlocks the entire catalogue; there is no separate à-la-carte purchase to preserve.

The operator commits to providing the content and services described on the Platform with reasonable care and skill. However, results obtained by the Buyer through the use of courses and resources depend on their personal commitment and cannot be guaranteed.

The operator shall not be liable for: (i) any service interruption due to external causes (network outage, force majeure), (ii) any inappropriate use of content by the Buyer, (iii) any indirect or consequential damages arising from use of the Platform.

In any event, the operator's liability is limited to the amounts actually paid by the Buyer for the order in question.

All content available on the Platform (courses, videos, podcasts, documents, logos, text) is protected by copyright and remains the exclusive property of the operator or its partners.

Purchasing digital content grants the Buyer a personal, non-exclusive, non-transferable right of access, for strictly private use. Any reproduction, distribution, resale, or commercial exploitation of content is strictly prohibited without prior written authorization from the operator, and may result in legal action.

Personal data collected during checkout is processed in compliance with applicable US law (CCPA/CPRA) and, for Buyers residing in the European Union, with the General Data Protection Regulation (GDPR — EU Regulation 2016/679).

This data is used solely for order management, customer support, and, with the Buyer's consent, for commercial communications. It is not shared with third parties, except our payment processors (Stripe for cards and wallets, NOWPayments for cryptocurrency) strictly within the scope of order fulfillment.

The Buyer has the right to access, correct, delete, and port their data, exercisable via our legal contact form.

Governing law: These Terms of Sale are governed by and construed in accordance with the laws of the State of Wyoming, United States of America, without regard to its conflict of law principles.

Dispute resolution: In the event of a dispute that cannot be resolved amicably, the Buyer may submit the matter to binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or to the competent courts of Wyoming, United States.

EU consumers: Buyers residing in the European Union may also use the EU Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr

Claims: All claims must first be submitted to our customer service via our support form. We commit to responding within 5 business days.