Coaching Disclaimer

Nothing said, written, or generated during a coaching session — human or AI — constitutes financial, investment, legal, tax, accounting, medical, psychological, or any other regulated professional advice.

The content of the channel #investing and any course or session discussing finance, markets, entrepreneurship, or money is educational and reflects general information or personal opinion. It is not a recommendation to buy, sell, or hold any financial product, nor a personalized financial plan.

For decisions with financial, legal, tax, or health consequences, you should consult a duly qualified and licensed professional in your jurisdiction before acting.

Participating in coaching does not create any client–professional relationship between you and Lucky North Star LLC, Marcus Vance, or any coach or AI system — in particular no attorney–client, financial-advisory, fiduciary, doctor–patient, or therapist–client relationship.

No duty of care, suitability obligation, or fiduciary duty arises from the use of the coaching services.

The AI coaching assistant is a tool, not a licensed professional. It does not understand your full personal situation, cannot provide regulated advice, and its output should be treated as general information only.

Not for emergencies: the AI assistant must never be used for medical, legal, financial, or personal emergencies, or for crisis situations. If you are in danger or experiencing a health or mental-health emergency, contact your local emergency services or a qualified professional immediately.

Conversations with the AI assistant may be processed and stored to operate and improve the service, as described in our Privacy Policy. Do not share sensitive personal data you would not want processed.

Outcomes depend on many factors outside our control, including your own effort, circumstances, market conditions, and decisions. We do not guarantee any specific result, income, performance, or outcome from the use of coaching, courses, or any content on the Platform.

Any examples, case studies, or testimonials describe individual experiences and are not a promise or guarantee that you will achieve the same or similar results.

You are solely responsible for your own decisions and actions, and for evaluating the accuracy, completeness, and suitability of any information provided through coaching — human or AI — before relying on it.

By using the coaching services, you agree to do so at your own discretion and risk.

To the maximum extent permitted by applicable law, Lucky North Star LLC, Marcus Vance, and any coach shall not be liable for any loss or damage — including financial loss, lost profits, or indirect or consequential damages — arising from your use of, or reliance on, the coaching services or any AI-generated output.

This disclaimer supplements, and is read together with, our Terms of Service and Terms of Sale. Nothing here excludes liability that cannot be excluded under mandatory law, including your non-waivable consumer rights.

For any question regarding this disclaimer, contact us via our legal contact form.

This disclaimer is governed by the laws of the State of Wyoming, United States, without prejudice to the mandatory consumer protections of your country of residence.